Urgent Care Open Now in Covington, KY
Covington is the largest city in northern Kentucky and a Cincinnati suburb directly across the Ohio River, anchored by St. Elizabeth Healthcare and connected to UC Health's Cincinnati network with urgent care facilities along Madison Avenue, Madison Pike, and Crescent Springs Pike. The city's dense urban neighborhoods with a mix of working-class and gentrifying populations, proximity to Cincinnati driving cross-state healthcare utilization patterns, and significant uninsured and underinsured community create an urgent care market that bridges Kentucky's lower healthcare costs with Ohio's higher-capacity hospital systems.
Filter clinics:
⚠️Always call ahead to verify hours and availability. Clinic information on this site may be outdated or inaccurate. Do not rely solely on this listing — confirm directly with the clinic before visiting. For medical emergencies, call 911.
ℹ️Insurance: Most urgent care centers accept major PPO/HMO plans, Medicare, and Medicaid. Coverage varies — call the clinic directly to confirm your plan is accepted before your visit.
St. Elizabeth Urgent Care – Covington
Address: 1 Medical Village Dr, Edgewood, KY 41017
Phone: (859) 301-2000
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: stelizabeth.com
UC Health Urgent Care – Covington
Address: 2124 Madison Ave, Covington, KY 41011
Phone: (859) 301-3000
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: healthpointfc.org
AFC Urgent Care – Covington
Address: 3300 Madison Pike, Covington, KY 41017
Phone: (859) 292-2273
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: healthpointfc.org
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Without insurance: $100–$175 typical visit (varies by location)
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent careOccupational healthDOT physicalsDrug testingX-rayLab testingTelehealth
NextCare Urgent Care – Covington
Address: 2800 US Hwy 25, Covington, KY 41011
Phone: (859) 292-5900
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: nextcare.com
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Without insurance: $100–$200 typical visit; $65 virtual visit; discount program $39/visit
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent carePhysicalsX-rayLab testingTelehealthSports medicine
Concentra Urgent Care – Covington
Address: 2820 Crescent Springs Pike, Covington, KY 41017
Phone: (859) 292-7100
Hours: Mon–Fri 7am–6pm, Sat 8am–12pm
Website: concentra.com
Insurance accepted: Most major insurance, Workers' comp, Medicare
Ages served: 2 and older
✓ Online check-in
Services:
Occupational healthWorkers' compDOT physicalsDrug & alcohol testingUrgent careX-rayPhysical therapy
MedExpress Urgent Care – Covington
Address: 1700 Madison Ave, Covington, KY 41011
Phone: (859) 292-8800
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: healthpointfc.org
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Services:
Urgent careEmployer health servicesX-rayLab testing
GoHealth Urgent Care – Covington
Address: 4100 Winston Ave, Covington, KY 41015
Phone: (859) 292-6600
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: stelizabethphysicians.com
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent careVirtual careX-rayEKGLab testingOccupational health
FastMed Urgent Care – Covington
Address: 900 Pike St, Covington, KY 41011
Phone: (859) 292-9900
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: stelizabeth.com
Insurance accepted: Aetna, BCBS, Cigna, Humana, Medcost, Medicare, Medicaid, TRICARE
Without insurance: ~$199 base visit (varies by service)
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent careOccupational healthSports physicalsVaccinationsX-rayLab testing
St. Elizabeth Urgent Care – Florence
Address: 7641 Ewing Blvd, Florence, KY 41042
Phone: (859) 301-4400
Hours: Mon–Sun 8am–8pm
Website: stelizabeth.com
Northern Kentucky Urgent Care
Address: 1400 S Fort Mitchell Dr, Covington, KY 41017
Phone: (859) 292-5500
Hours: Mon–Sun 8am–8pm
Website: stelizabeth.com
What to Expect at Urgent Care in Covington, KY
Typical Cost
$100–$200
Without insurance for a basic exam. X-rays, labs, or stitches add to the total. Many clinics post self-pay rates online.
Average Wait
15–45 min
Weekday mornings tend to be the shortest. Use online check-in where available to hold your spot before you arrive.
What to Bring
ID & Insurance Card
Photo ID, insurance card, and a list of current medications and known allergies. Most clinics also accept walk-ins without prior paperwork.
When to Go to the ER
Chest pain, stroke signs, or major trauma
Urgent care is for non-life-threatening conditions only. For emergencies, call 911 or go directly to the nearest emergency room.
Urgent Care in Covington, KY — Frequently Asked Questions
Is urgent care open on weekends in Covington, KY?
Yes — most urgent care centers in Covington, KY are open on Saturdays and Sundays, typically from 8am to 8pm. Some locations have reduced Sunday hours, so check the listings above for exact weekend hours at each clinic.
Do I need an appointment for urgent care in Covington, KY?
No appointment is needed at most Covington, KY urgent care centers. Walk-ins are welcome at all locations listed above. Some clinics offer online check-in so you can hold your spot before you arrive and reduce your wait time.
How much does urgent care cost in Covington, KY?
A typical urgent care visit in Covington, KY costs between $100 and $200 without insurance for a basic exam. Additional services such as X-rays, lab tests, or stitches will increase the total. Most clinics will provide a cost estimate when you call, and many post self-pay rates on their website.
Does urgent care in Covington, KY accept insurance?
Most urgent care centers in Covington, KY accept major insurance plans including commercial insurance, Medicare, and Medicaid. Coverage and copays vary by plan and location, so call ahead to confirm your insurance is accepted before your visit.
What is the wait time at urgent care in Covington, KY?
Average wait times at Covington, KY urgent care centers are typically 15 to 45 minutes, though this varies by location and time of day. Early morning visits and weekday mornings tend to have the shortest waits. Using online check-in where available can also reduce your time in the waiting room.
What can urgent care treat in Covington, KY?
Covington, KY urgent care centers treat a wide range of non-life-threatening conditions including colds, flu, infections, minor injuries, rashes, UTIs, and more. Many locations also provide X-rays, lab work, and vaccinations. For chest pain, difficulty breathing, or other emergencies, go to the nearest ER or call 911.
Urgent Care Guides & Resources
ER vs. Urgent Care — Which Should You Choose?How Much Does Urgent Care Cost?Walk-In vs. Appointment — What to KnowUrgent Care for Flu & ColdUrgent Care for Strep ThroatUrgent Care for UTIsUrgent Care for Pink EyeUrgent Care for Ear InfectionsUrgent Care for Cuts & StitchesUrgent Care for Sprained AnklesUrgent Care for Fever in ChildrenDOT Physicals at Urgent CareSTD Testing at Urgent CareIV Hydration TherapyPediatric Urgent Care for KidsSports Injury & Orthopedic CareOccupational Health & Drug Testing
Find Urgent Care in Other Cities
Los Angeles →San Diego →Phoenix →Dallas →Houston →Miami →Chicago →New York →Seattle →Denver →Las Vegas →Atlanta →Orlando →Tampa →Sacramento →San Jose →Austin →Philadelphia →Boston →Washington DC →Nashville →Portland →Minneapolis →Charlotte →San Antonio →Detroit →Baltimore →Pittsburgh →Salt Lake City →Kansas City →Raleigh →St. Louis →Indianapolis →Columbus →Jacksonville →Memphis →Oklahoma City →Albuquerque →Tucson →San Francisco →Fort Worth →Louisville →Milwaukee →New Orleans →Cleveland →Cincinnati →Richmond →Fresno →Colorado Springs →Virginia Beach →Omaha →Long Beach →Riverside →Birmingham →Knoxville →Des Moines →Madison →Tulsa →Baton Rouge →Buffalo →Rochester →Hartford →Providence →Boise →Spokane →Tacoma →El Paso →Wichita →Fort Lauderdale →Scottsdale →Chattanooga →Lexington →Reno →Bakersfield →Little Rock →Honolulu →Anchorage →Stockton →Anaheim →Corpus Christi →Lubbock →Henderson →Durham →Greensboro →Huntsville →Columbia →Syracuse →Akron →Toledo →Fort Wayne →Sioux Falls →Lincoln →Eugene →Shreveport →Montgomery →Mobile →Jackson →Augusta →Savannah →Greenville →Winston-Salem →Tempe →Aurora →St. Paul →Worcester →Dayton →Tallahassee →Cape Coral →Gainesville →Lakeland →Grand Rapids →Ann Arbor →Fort Collins →Springfield →Clarksville →Murfreesboro →Fargo →Lafayette →Mesa →Laredo →Irving →Pensacola →Port St. Lucie →Fayetteville →Waco →Amarillo →McAllen →Bellevue →Provo →Billings →Cheyenne →Peoria →South Bend →Asheville →Roanoke →Salem →Lansing →Plano →Arlington →Glendale →Chandler →Norfolk →Wilmington →Macon →Columbus →Green Bay →Rockford →Cedar Rapids →Overland Park →Bozeman →Denton →McKinney →Frisco →Gilbert →Surprise →West Palm Beach →Sarasota →Fort Myers →Garland →Grand Prairie →Round Rock →Irvine →Santa Ana →Naperville →Evansville →Springfield →Davenport →Rochester →Fayetteville →Lewisville →Killeen →Sugar Land →Pearland →Midland →Odessa →Newport News →Chesapeake →Bradenton →Melbourne →Gulfport →Tuscaloosa →Allentown →Springfield →Appleton →Kalamazoo →Ocala →Daytona Beach →Huntington Beach →Rancho Cucamonga →Roseville →Norman →Broken Arrow →Lake Charles →Athens →Myrtle Beach →Johnson City →Bowling Green →Topeka →Erie →Lowell →New Haven →Clearwater →Boca Raton →Chula Vista →Corona →Sunnyvale →Oceanside →Beaumont →Abilene →Spartanburg →Lynchburg →Alexandria →Flint →Champaign →Fort Smith →Manchester →Bridgeport →Tyler, TX →Wichita Falls, TX →Longview, TX →Texarkana, TX →Jonesboro, AR →Biloxi, MS →Hattiesburg, MS →Stamford, CT →Waterbury, CT →New Bedford, MA →High Point, NC →Concord, NC →Gastonia, NC →Pasadena, TX →Brownsville, TX →San Angelo, TX →Jersey City, NJ →Newark, NJ →Trenton, NJ →Albany, NY →Yonkers, NY →Reading, PA →Scranton, PA →Bethlehem, PA →St. Petersburg, FL →Coral Springs, FL →Hialeah, FL →Ontario, CA →Santa Rosa, CA →Fremont, CA →Visalia, CA →Modesto, CA →Oxnard, CA →Thousand Oaks, CA →Santa Barbara, CA →Hayward, CA →Moreno Valley, CA →Fontana, CA →Murrieta, CA →Vancouver, WA →Beaverton, OR →Bend, OR →Ogden, UT →Orem, UT →Pueblo, CO →Grand Junction, CO →College Station, TX →Charleston, SC →Rapid City, SD →Idaho Falls, ID →Meridian, ID →Warren, MI →Sterling Heights, MI →Torrance, CA →Pomona, CA →Palmdale, CA →Escondido, CA →Salinas, CA →Glendale, CA →Elk Grove, CA →Pasadena, CA →West Valley City, UT →Lakewood, CO →Cary, NC →Hollywood, FL →Mesquite, TX →Hampton, VA →Paterson, NJ →Peoria, AZ →Kent, WA →Columbia, MO →Santa Clarita, CA →Garden Grove, CA →Simi Valley, CA →Vallejo, CA →Concord, CA →Miramar, FL →Pembroke Pines, FL →Palm Bay, FL →Pompano Beach, FL →Carrollton, TX →Richardson, TX →Allen, TX →Elizabeth, NJ →Renton, WA →Everett, WA →Boulder, CO →Hillsboro, OR →Franklin, TN →Goodyear, AZ →Independence, MO →Clarksville, TN →Columbus, OH →Surprise, AZ →Killeen, TX →Richmond, VA →Madison, WI →Gainesville, FL →Fullerton, CA →Dayton, OH →Rockford, IL →Norman, OK →Victorville, CA →Costa Mesa, CA →Elgin, IL →Broken Arrow, OK →Macon, GA →Lansing, MI →Providence, RI →Midland, TX →Downey, CA →Inglewood, CA →West Jordan, UT →Sandy, UT →Temecula, CA →Antioch, CA →New Braunfels, TX →League City, TX →Edinburg, TX →Waukegan, IL →Arvada, CO →Westminster, CO →Thornton, CO →Sparks, NV →North Las Vegas, NV →St. George, UT →Canton, OH →Youngstown, OH →Medford, OR →Lakewood, WA →Clovis, CA →Rialto, CA →Las Cruces, NM →Dearborn, MI →Livonia, MI →West Covina, CA →Norwalk, CA →El Monte, CA →Burbank, CA →El Cajon, CA →Vista, CA →Carlsbad, CA →San Mateo, CA →Cedar Park, TX →Conroe, TX →Kenosha, WI →Racine, WI →Federal Way, WA →Yakima, WA →Oshkosh, WI →Hemet, CA →Jurupa Valley, CA →South Gate, CA →Compton, CA →Daly City, CA →Santa Clara, CA →Orange, CA →Mission Viejo, CA →Menifee, CA →Sandy Springs, GA →Roswell, GA →Buckeye, AZ →Avondale, AZ →Queen Creek, AZ →Katy, TX →Pflugerville, TX →Georgetown, TX →San Marcos, TX →Joliet, IL →Aurora, IL →Norwalk, CT →Danbury, CT →Springdale, AR →Bentonville, AR →Baytown, TX →Missouri City, TX →Metairie, LA →Bossier City, LA →Carson City, NV →Rio Rancho, NM →Columbia, MD →Silver Spring, MD →San Bernardino, CA →North Charleston, SC →Yuma, AZ →Flagstaff, AZ →Kirkland, WA →Redmond, WA →Bellingham, WA →Carmel, IN →Fishers, IN →Kissimmee, FL →Palm Beach Gardens, FL →Chico, CA →Vacaville, CA →Redding, CA →Lancaster, CA →Marietta, GA →Alpharetta, GA →Chapel Hill, NC →Apex, NC →Summerville, SC →Mount Pleasant, SC →Bloomington, IL →Schaumburg, IL →Rowlett, TX →Flower Mound, TX →Leander, TX →Bloomington, MN →Woodbury, MN →Eagan, MN →Santa Maria, CA →Olathe, KS →Lawrence, KS →Cambridge, MA →Quincy, MA →Fall River, MA →Lynn, MA →Warner Robins, GA →Smyrna, GA →Johns Creek, GA →Kennesaw, GA →Frederick, MD →Gaithersburg, MD →Rockville, MD →Wilmington, DE →Edmond, OK →Moore, OK →Lawton, OK →Stillwater, OK →Napa, CA →Santa Cruz, CA →Camarillo, CA →Turlock, CA →Merced, CA →Livermore, CA →Troy, MI →East Lansing, MI →Pontiac, MI →Goose Creek, SC →Florence, SC →Valdosta, GA →Nampa, ID →Coeur d'Alene, ID →Twin Falls, ID →Missoula, MT →Casper, WY →Santa Fe, NM →Layton, UT →South Jordan, UT →Gresham, OR →Marysville, WA →Kennewick, WA →Pasco, WA →Auburn, WA →Brooklyn Park, MN →Plymouth, MN →Maple Grove, MN →Burnsville, MN →Eau Claire, WI →Waukesha, WI →Janesville, WI →Farmington Hills, MI →Westland, MI →Southfield, MI →Royal Oak, MI →Parma, OH →Hamilton, OH →Kettering, OH →Harrisburg, PA →Lee's Summit, MO →O'Fallon, MO →Mansfield, TX →North Richland Hills, TX →Euless, TX →Grapevine, TX →Temple, TX →St. Joseph, MO →Joplin, MO →St. Charles, MO →Springfield, OH →Lorain, OH →Elyria, OH →Cuyahoga Falls, OH →Westminster, MD →Hagerstown, MD →Annapolis, MD →Dover, DE →Toms River, NJ →Clifton, NJ →Woodbridge, NJ →Lakewood, NJ →Deerfield Beach, FL →Deltona, FL →Winter Haven, FL →Largo, FL →Plantation, FL →Lauderhill, FL →Tamarac, FL →Boynton Beach, FL →Coral Gables, FL →Homestead, FL →McAllen, TX →Harlingen, TX →Greenville, NC →Jacksonville, NC →Rocky Mount, NC →Hickory, NC →Burlington, NC →Portsmouth, VA →Suffolk, VA →Harrisonburg, VA →Charlottesville, VA →Jackson, TN →Kingsport, TN →Hendersonville, TN →Smyrna, TN →Peachtree City, GA →Newnan, GA →Gainesville, GA →Rome, GA →Hoover, AL →Dothan, AL →Decatur, AL →Auburn, AL →Southaven, MS →Owensboro, KY →Charleston, WV →Huntington, WV →Morgantown, WV →Rock Hill, SC →Toledo, OH →Akron, OH →Fort Wayne, IN →Evansville, IN →South Bend, IN →Wichita, KS →Topeka, KS →Omaha, NE →Sioux Falls, SD →Fargo, ND →Des Moines, IA →Cedar Rapids, IA →Green Bay, WI →Duluth, MN →Colorado Springs, CO →Fort Collins, CO →Salt Lake City, UT →Provo, UT →Albuquerque, NM →Little Rock, AR →Mansfield, OH →Muncie, IN →Terre Haute, IN →Bloomington, IN →Jefferson City, MO →Sioux City, IA →Waterloo, IA →Appleton, WI →St. Cloud, MN →Mankato, MN →Rapid City, SD →Bismarck, ND →Pueblo, CO →Grand Junction, CO →Ogden, UT →Jonesboro, AR →Fort Smith, AR →Portland, OR →Eugene, OR →Spokane, WA →Tacoma, WA →Bellevue, WA →Olympia, WA →Hartford, CT →New Haven, CT →Bridgeport, CT →Worcester, MA →Lowell, MA →Manchester, NH →Portland, ME →Burlington, VT →Trenton, NJ →Paterson, NJ →Boise, ID →Idaho Falls, ID →Billings, MT →Cheyenne, WY →Reno, NV →Henderson, NV →Shreveport, LA →Biloxi, MS →Gulfport, MS →Tuscaloosa, AL →Montgomery, AL →Mobile, AL →Stamford, CT →New Britain, CT →Baltimore, MD →Chesapeake, VA →Lynchburg, VA →Roanoke, VA →Norfolk, VA →Asheville, NC →Savannah, GA →Augusta, GA →Naperville, IL →Flint, MI →Ann Arbor, MI →Kalamazoo, MI →Saginaw, MI →Concord, NH →Bangor, ME →Camden, NJ →Anchorage, AK →Honolulu, HI →Yonkers, NY →Clearwater, FL →Lakeland, FL →Pompano Beach, FL →Abilene, TX →Beaumont, TX →Odessa, TX →Modesto, CA →Santa Rosa, CA →Gilbert, AZ →Tyler, TX →McKinney, TX →Laredo, TX →Mesquite, TX →Port St. Lucie, FL →Pembroke Pines, FL →Miramar, FL →Coral Springs, FL →Oxnard, CA →Elk Grove, CA →Salinas, CA →Hayward, CA →High Point, NC →Cary, NC →Gastonia, NC →Albany, GA →Athens, GA →Newport News, VA →York, PA →Sterling Heights, MI →Garland, TX →Irving, TX →Wichita Falls, TX →San Angelo, TX →Palm Bay, FL →Daytona Beach, FL →Melbourne, FL →Ocala, FL →Rancho Cucamonga, CA →Garden Grove, CA →Corona, CA →Escondido, CA →Pomona, CA →Torrance, CA →Fullerton, CA →Alexandria, VA →Arlington, VA →Lancaster, PA →Frisco, TX →Round Rock, TX →Lewisville, TX →Carrollton, TX →Richardson, TX →Denton, TX →Sunrise, FL →Palm Coast, FL →Palmdale, CA →Thousand Oaks, CA →Simi Valley, CA →Murrieta, CA →Santa Clarita, CA →Durham, NC →Nashua, NH →New Rochelle, NY →Utica, NY →Schenectady, NY →Binghamton, NY →Iowa City, IA →Dubuque, IA →Cedar Falls, IA →Muskegon, MI →Bay City, MI →Florence, KY →Elizabethtown, KY →Fredericksburg, VA →Wilkes-Barre, PA →State College, PA →Altoona, PA →Edison, NJ →Hilton Head Island, SC →Columbia, TN →