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24 Hour Urgent Care in Covington, KY

Covington is the largest city in northern Kentucky and a Cincinnati suburb directly across the Ohio River, anchored by St. Elizabeth Healthcare and connected to UC Health's Cincinnati network with urgent care facilities along Madison Avenue, Madison Pike, and Crescent Springs Pike. The city's dense urban neighborhoods with a mix of working-class and gentrifying populations, proximity to Cincinnati driving cross-state healthcare utilization patterns, and significant uninsured and underinsured community create an urgent care market that bridges Kentucky's lower healthcare costs with Ohio's higher-capacity hospital systems.

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3.1 avg Google rating9 of 10 clinics rated✓ Medicaid & Medicare accepted at most locations
⚠️Always call ahead to verify hours and availability. Clinic information on this site may be outdated or inaccurate. Do not rely solely on this listing — confirm directly with the clinic before visiting. For medical emergencies, call 911.
ℹ️Insurance & Medicaid: Most urgent care centers accept Medicaid, Medicare, and major PPO/HMO plans. Coverage varies by location — call ahead to confirm your specific plan is accepted before your visit.

St. Elizabeth Urgent Care – CovingtonOpen Now

★★½☆☆2.8(569 reviews)Google reviews ↗
Address: 1 Medical Village Dr, Edgewood, KY 41017
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Map showing location of St. Elizabeth Urgent Care – Covington

UC Health Urgent Care – CovingtonOpen Now

★★★☆☆3.0(8 reviews)Google reviews ↗
Address: 2124 Madison Ave, Covington, KY 41011
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Map showing location of UC Health Urgent Care – Covington

AFC Urgent Care – CovingtonOpen Now

★★½☆☆2.9(261 reviews)Google reviews ↗
Address: 3300 Madison Pike, Covington, KY 41017
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Without insurance: $100–$175 typical visit (varies by location)
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent careOccupational healthDOT physicalsDrug testingX-rayLab testingTelehealth
Map showing location of AFC Urgent Care – Covington

NextCare Urgent Care – CovingtonOpen Now

Address: 2800 US Hwy 25, Covington, KY 41011
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: nextcare.com
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Without insurance: $100–$200 typical visit; $65 virtual visit; discount program $39/visit
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent carePhysicalsX-rayLab testingTelehealthSports medicine
Map showing location of NextCare Urgent Care – Covington

Concentra Urgent Care – CovingtonOpen Now

★★★★4.3(1,659 reviews)Google reviews ↗
Address: 2820 Crescent Springs Pike, Covington, KY 41017
Hours: Mon–Fri 7am–6pm, Sat 8am–12pm
Website: concentra.com
Insurance accepted: Most major insurance, Workers' comp, Medicare
Ages served: 2 and older
✓ Online check-in
Services:
Occupational healthWorkers' compDOT physicalsDrug & alcohol testingUrgent careX-rayPhysical therapy
Map showing location of Concentra Urgent Care – Covington

MedExpress Urgent Care – CovingtonOpen Now

★★★☆☆3.0(8 reviews)Google reviews ↗
Address: 1700 Madison Ave, Covington, KY 41011
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
✓ Online check-in
Services:
Urgent careEmployer health servicesX-rayLab testing
Map showing location of MedExpress Urgent Care – Covington

GoHealth Urgent Care – CovingtonOpen Now

★★★☆☆3.3(21 reviews)Google reviews ↗
Address: 4100 Winston Ave, Covington, KY 41015
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent careVirtual careX-rayEKGLab testingOccupational health
Map showing location of GoHealth Urgent Care – Covington

FastMed Urgent Care – CovingtonOpen Now

★★★☆☆3.0(147 reviews)Google reviews ↗
Address: 900 Pike St, Covington, KY 41011
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Insurance accepted: Aetna, BCBS, Cigna, Humana, Medcost, Medicare, Medicaid, TRICARE
Without insurance: ~$199 base visit (varies by service)
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent careOccupational healthSports physicalsVaccinationsX-rayLab testing
Map showing location of FastMed Urgent Care – Covington

St. Elizabeth Urgent Care – FlorenceOpen Now

★★½☆☆2.8(223 reviews)Google reviews ↗
Address: 7641 Ewing Blvd, Florence, KY 41042
Hours: Mon–Sun 8am–8pm
Map showing location of St. Elizabeth Urgent Care – Florence

Northern Kentucky Urgent CareOpen Now

★★★☆☆3.2(109 reviews)Google reviews ↗
Address: 1400 S Fort Mitchell Dr, Covington, KY 41017
Hours: Mon–Sun 8am–8pm
Map showing location of Northern Kentucky Urgent Care

What to Expect at Urgent Care in Covington, KY

Typical Cost
$100–$200
Without insurance for a basic exam. X-rays, labs, or stitches add to the total. Many clinics post self-pay rates online.
Average Wait
15–45 min
Weekday mornings tend to be the shortest. Use online check-in where available to hold your spot before you arrive.
What to Bring
ID & Insurance Card
Photo ID, insurance card, and a list of current medications and known allergies. Most clinics also accept walk-ins without prior paperwork.
When to Go to the ER
Chest pain, stroke signs, or major trauma
Urgent care is for non-life-threatening conditions only. For emergencies, call 911 or go directly to the nearest emergency room.

Urgent Care in Covington, KY — Frequently Asked Questions

Is urgent care open on weekends in Covington, KY?

Yes — most urgent care centers in Covington, KY are open on Saturdays and Sundays, typically from 8am to 8pm. Some locations have reduced Sunday hours, so check the listings above for exact weekend hours at each clinic.

Do I need an appointment for urgent care in Covington, KY?

No appointment is needed at most Covington, KY urgent care centers. Walk-ins are welcome at all locations listed above. Some clinics offer online check-in so you can hold your spot before you arrive and reduce your wait time.

How much does urgent care cost in Covington, KY?

A typical urgent care visit in Covington, KY costs between $100 and $200 without insurance for a basic exam. Additional services such as X-rays, lab tests, or stitches will increase the total. Most clinics will provide a cost estimate when you call, and many post self-pay rates on their website.

Does urgent care in Covington, KY accept Medicaid?

Yes — most urgent care centers in Covington, KY accept Medicaid along with Medicare and major commercial insurance plans. Federal law requires Medicaid to cover urgent care for emergency and necessary medical conditions. Call the clinic ahead to confirm your specific Medicaid plan is accepted and that the location is in-network before your visit.

Does urgent care in Covington, KY accept insurance?

Most urgent care centers in Covington, KY accept major insurance plans including commercial insurance, Medicare, and Medicaid. Coverage and copays vary by plan and location, so call ahead to confirm your insurance is accepted before your visit.

What is the wait time at urgent care in Covington, KY?

Average wait times at Covington, KY urgent care centers are typically 15 to 45 minutes, though this varies by location and time of day. Early morning visits and weekday mornings tend to have the shortest waits. Using online check-in where available can also reduce your time in the waiting room.

What can urgent care treat in Covington, KY?

Covington, KY urgent care centers treat a wide range of non-life-threatening conditions including colds, flu, infections, minor injuries, rashes, UTIs, and more. Many locations also provide X-rays, lab work, and vaccinations. For chest pain, difficulty breathing, or other emergencies, go to the nearest ER or call 911.

Urgent Care Guides & Resources

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