Urgent Care Open Now in South Bend, IN
South Bend urgent care centers serve the anchor city of the Michiana region on the Indiana-Michigan border, supported by Beacon Health System and Saint Joseph Health System with walk-in clinics along Miami Street, Ireland Road, and Western Avenue near Notre Dame. The university city's large University of Notre Dame and Indiana University South Bend student populations, significant Hispanic community in the River Park and Near Northwest neighborhoods, and growing tech and healthcare employment sector create urgent care demand year-round with notable seasonal spikes tied to the Notre Dame football calendar.
Filter clinics:
⚠️Always call ahead to verify hours and availability. Clinic information on this site may be outdated or inaccurate. Do not rely solely on this listing — confirm directly with the clinic before visiting. For medical emergencies, call 911.
ℹ️Insurance: Most urgent care centers accept major PPO/HMO plans, Medicare, and Medicaid. Coverage varies — call the clinic directly to confirm your plan is accepted before your visit.
Beacon Health Urgent Care – Ireland Rd
Address: 5150 E Ireland Rd, South Bend, IN 46614
Phone: (574) 647-1000
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: locations.beaconhealthsystem.org
Saint Joseph Health – Urgent Care
Address: 2825 E Jefferson Blvd, South Bend, IN 46615
Phone: (574) 237-7300
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: sjmed.com
AFC Urgent Care – South Bend
Address: 1228 N Ironwood Dr, South Bend, IN 46615
Phone: (574) 288-2273
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: exerurgentcare.com
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Without insurance: $100–$175 typical visit (varies by location)
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent careOccupational healthDOT physicalsDrug testingX-rayLab testingTelehealth
Concentra Urgent Care – South Bend
Address: 4415 W Western Ave, South Bend, IN 46619
Phone: (574) 232-8800
Hours: Mon–Fri 7am–6pm, Sat 8am–12pm
Website: concentra.com
Insurance accepted: Most major insurance, Workers' comp, Medicare
Ages served: 2 and older
✓ Online check-in
Services:
Occupational healthWorkers' compDOT physicalsDrug & alcohol testingUrgent careX-rayPhysical therapy
MedExpress Urgent Care – Miami St
Address: 3402 N Miami St, South Bend, IN 46628
Phone: (574) 232-5500
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: locations.beaconhealthsystem.org
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Services:
Urgent careEmployer health servicesX-rayLab testing
FastMed Urgent Care – South Bend
Address: 600 E Day Rd, Mishawaka, IN 46545
Phone: (574) 255-4300
Hours: Mon–Sun 8am–8pm
Website: southbendclinic.com
Insurance accepted: Aetna, BCBS, Cigna, Humana, Medcost, Medicare, Medicaid, TRICARE
Without insurance: ~$199 base visit (varies by service)
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent careOccupational healthSports physicalsVaccinationsX-rayLab testing
Beacon Health Walk-In – Main St
Address: 3321 S Main St, South Bend, IN 46614
Phone: (574) 647-1500
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: locations.beaconhealthsystem.org
NextCare Urgent Care – Mishawaka
Address: 5800 N Grape Rd, Mishawaka, IN 46545
Phone: (574) 254-6500
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: wellnow.com
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Without insurance: $100–$200 typical visit; $65 virtual visit; discount program $39/visit
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent carePhysicalsX-rayLab testingTelehealthSports medicine
Michiana Walk-In Clinic
Address: 1821 S Bend Ave, South Bend, IN 46617
Phone: (574) 289-4400
Hours: Mon–Sun 8am–8pm
Website: southbendclinic.com
GoHealth Urgent Care – University Area
Address: 1121 N Notre Dame Ave, South Bend, IN 46617
Phone: (574) 233-7700
Hours: Mon–Fri 8am–8pm, Sat–Sun 9am–5pm
Website: southbendclinic.com
Insurance accepted: Aetna, BCBS, Cigna, UnitedHealthcare, Humana, Medicare, Medicaid
Ages served: All ages
✓ Online check-in✓ Telehealth available
Services:
Urgent careVirtual careX-rayEKGLab testingOccupational health
What to Expect at Urgent Care in South Bend, IN
Typical Cost
$100–$200
Without insurance for a basic exam. X-rays, labs, or stitches add to the total. Many clinics post self-pay rates online.
Average Wait
15–45 min
Weekday mornings tend to be the shortest. Use online check-in where available to hold your spot before you arrive.
What to Bring
ID & Insurance Card
Photo ID, insurance card, and a list of current medications and known allergies. Most clinics also accept walk-ins without prior paperwork.
When to Go to the ER
Chest pain, stroke signs, or major trauma
Urgent care is for non-life-threatening conditions only. For emergencies, call 911 or go directly to the nearest emergency room.
Urgent Care in South Bend, IN — Frequently Asked Questions
Is urgent care open on weekends in South Bend, IN?
Yes — most urgent care centers in South Bend, IN are open on Saturdays and Sundays, typically from 8am to 8pm. Some locations have reduced Sunday hours, so check the listings above for exact weekend hours at each clinic.
Do I need an appointment for urgent care in South Bend, IN?
No appointment is needed at most South Bend, IN urgent care centers. Walk-ins are welcome at all locations listed above. Some clinics offer online check-in so you can hold your spot before you arrive and reduce your wait time.
How much does urgent care cost in South Bend, IN?
A typical urgent care visit in South Bend, IN costs between $100 and $200 without insurance for a basic exam. Additional services such as X-rays, lab tests, or stitches will increase the total. Most clinics will provide a cost estimate when you call, and many post self-pay rates on their website.
Does urgent care in South Bend, IN accept insurance?
Most urgent care centers in South Bend, IN accept major insurance plans including commercial insurance, Medicare, and Medicaid. Coverage and copays vary by plan and location, so call ahead to confirm your insurance is accepted before your visit.
What is the wait time at urgent care in South Bend, IN?
Average wait times at South Bend, IN urgent care centers are typically 15 to 45 minutes, though this varies by location and time of day. Early morning visits and weekday mornings tend to have the shortest waits. Using online check-in where available can also reduce your time in the waiting room.
What can urgent care treat in South Bend, IN?
South Bend, IN urgent care centers treat a wide range of non-life-threatening conditions including colds, flu, infections, minor injuries, rashes, UTIs, and more. Many locations also provide X-rays, lab work, and vaccinations. For chest pain, difficulty breathing, or other emergencies, go to the nearest ER or call 911.
Urgent Care Guides & Resources
ER vs. Urgent Care — Which Should You Choose?How Much Does Urgent Care Cost?Walk-In vs. Appointment — What to KnowUrgent Care for Flu & ColdUrgent Care for Strep ThroatUrgent Care for UTIsUrgent Care for Pink EyeUrgent Care for Ear InfectionsUrgent Care for Cuts & StitchesUrgent Care for Sprained AnklesUrgent Care for Fever in ChildrenDOT Physicals at Urgent CareSTD Testing at Urgent CareIV Hydration TherapyPediatric Urgent Care for KidsSports Injury & Orthopedic CareOccupational Health & Drug Testing
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